Anti-Money Laundering (AML) Policy
Last Updated: October 2025
Zyptik Innovative is fully committed to preventing money laundering and the financing of terrorism. Our Anti-Money Laundering (AML) Policy outlines the principles and procedures we follow to ensure a safe, transparent, and compliant investment environment for all users.
⚙️ 1. Purpose of This Policy
This policy is designed to comply with international AML and Counter-Terrorism Financing (CTF) regulations, including standards established by the Financial Action Task Force (FATF). Its purpose is to prevent our platform from being used for any illegal financial activities.
💼 2. Scope
This AML Policy applies to:
• All Zyptik Innovative clients and partners
• Employees, contractors, and affiliates
• All financial activities carried out on or through the Zyptik Innovative platform
It governs every service we provide, including deposits, withdrawals, fund transfers, trading, and investment management.
🔍 3. Customer Verification (KYC)
Before accessing full platform features, every customer must complete a Know Your Customer (KYC) verification. This process includes:
• Submitting valid personal identification (passport, driver’s license, or government-issued ID)
• Providing proof of residence (utility bill, bank statement, or lease document)
• Optional verification for high-tier accounts, including source-of-funds declaration
All personal information collected is handled securely and in compliance with data protection laws.
💡 4. Monitoring & Due Diligence
Zyptik Innovative monitors all transactions to identify and prevent suspicious activity. Our monitoring system uses both automated tools and manual reviews to detect:
• Unusual transaction patterns
Sudden large deposits or withdrawals
• Discrepancies between account activity and known customer profile
• Transfers to or from high-risk jurisdictions
When necessary, transactions may be delayed or temporarily suspended while further checks are carried out.
🧾 5. Reporting Suspicious Activities
If any suspicious behavior or transaction is detected, Zyptik Innovative will:
• Investigate the activity internally;
• File a Suspicious Activity Report (SAR) to the relevant financial authorities;
• Cooperate fully with law enforcement or regulators during investigations.
We are legally prohibited from notifying clients when such reports are filed.
🔒 6. Record Keeping
All KYC information, transaction logs, and related communications are securely stored for a minimum of five (5) years after account closure or transaction completion. These records may be made available to regulatory bodies upon lawful request.
🌍 7. Prohibited Activities
Zyptik Innovative strictly prohibits the use of our platform for:
• Money laundering or terrorism financing
• Fraudulent or deceptive investment schemes
• Transactions related to illegal goods or services
• Anonymous or third-party transactions without prior approval
Any client found engaging in such activities will have their account immediately suspended or terminated.
🧠 8. Staff Training & Awareness
Our employees and partners receive continuous AML/CTF training to ensure full understanding of compliance responsibilities, reporting mechanisms, and risk indicators.
🧩 9. Cooperation with Regulators
Zyptik Innovative cooperates with all national and international regulatory bodies. We provide full access to relevant documentation and transaction data when required by law enforcement agencies.
✅ 10. Commitment to Transparency
By maintaining strict AML and KYC protocols, Zyptik Innovative reinforces its commitment to transparency, trust, and the protection of our users and global financial systems.